Pay your builder stage by stage.

You pay for each stage before it starts, and it is released when you approve the work. Your fee is 1% of each stage, VAT included: £60 on £6,000.

Send your builder a link Check a quote first

Held securely until you approve the work

Where does my money go?

It is held by OPP, a payment company regulated by the FCA. It is released when you approve the stage.

What if the work is bad?

Raise an issue within 14 days of the builder asking for approval, and that stage stays held. If you and the builder cannot agree, an independent surveyor decides. You each pay half the surveyor’s fee up front.

Is this real?

Yes. OPP’s FCA register number, our company number and the terms are on the Trust page, where you can check them yourself.

Check them

Saw Renopay on a builder’s board or van?

A Renopay sign on a builder’s board or van shows how they take payment. Choosing the builder is up to you, so check them before you hire.

Try a stage

Five taps. You pay, it is held, your builder works, you approve, it is released.

Example: kitchen extensionStage 2 of 6

Foundations and groundworks

£6,000

You pay the stage
Held. Your builder can see it
Your builder asks you to approve
You approve
Released. Can take up to a day to reach your builder’s bank

The money is in your bank. Nothing has moved yet.

Why paying in stages matters

1 in 4

homeowners had a problem with their most recent repair, maintenance or improvement job

Citizens Advice, press release (opens in a new tab), 7 July 2026

£750

average lost by the 1.7 million homeowners who had to pay to fix earlier work, or were overcharged, in the previous 18 months

Citizens Advice, press release (opens in a new tab), 7 July 2026

41 weeks

median time for a small claim to reach trial in the county court, England and Wales

Ministry of Justice (opens in a new tab), 3 September 2026

Every figure, its source and how it was checked

Send your builder a link

Your builder sets up the project on Renopay and invites you. They get a page written for builders. You see the exact message first.

The message your builder gets

Hi [builder’s name], it’s [your name]. For our project I’d like to pay through Renopay.

I pay for each stage before it starts and it is held securely. It is released when I approve the work and can take up to a day to reach your bank.

You can see each stage’s money before you start, so you do not need a big deposit. Setting up takes you about ten minutes.

Your fee is 1% + VAT per stage: £60 + VAT (£72) on a £6,000 stage. No subscription, no setup fee.

Here is the page written for builders: www.renopay.co.uk/r/······